Articles
Good Debt vs. Bad Debt: How to Tell the Difference
Not all debt is the same. Some debt can help you build wealth or increase your income; other debt quietly destroys both.
Why Carrying a Credit Card Balance Is So Costly
Carrying a credit card balance is one of the most expensive financial mistakes there is, far more costly than most people realize.
How to Get Out of Credit Card Debt
Getting out of credit card debt is one of the highest-return things you can do with your money, because paying off
What Is an Emergency Fund, and How Much Do You Need?
An emergency fund is money set aside for unexpected expenses, a job loss, a medical bill, a car breakdown, so that life&
What Does 'Pay Yourself First' Actually Mean?
"Pay yourself first" is one of the oldest pieces of money advice there is, and one of the most misunderstood.
How to Automate Your Investing
Automating your investing means setting up your money to move into investments on its own, automatically, on a schedule, before you can
What Is a Savings Rate, and Why Does It Matter?
Your savings rate is the percentage of your income you keep rather than spend. It's the most important number in
How to Spend Less Than You Earn
Spending less than you earn is the foundation of all wealth, the one habit without which none of the others work. It
How Long Does It Take to Become a Millionaire?
For most people who build it themselves, becoming a millionaire takes decades, not years. The research on American millionaires consistently shows they
What Jobs Do Most Millionaires Have?
When people imagine the jobs that create millionaires, they think of glamorous, high-paying careers, tech founders, investment bankers, celebrities. The research
The Selfmade Newsletter
Get the introduction to Selfmade Habits, free.
One idea every Friday on what self-made people do differently.
Free, on Substack. Leave in one click. Privacy & Terms.
