Legal
Terms of Use
Last updated: September 8, 2026
By accessing or using IndyKarveli.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree with these terms, do not use the Site.
Nature of this Site
IndyKarveli.com is a personal website and newsletter. The content published here — including articles, newsletter issues, and social media posts — reflects my personal opinions, experiences, and perspectives on discipline, self-reliance, mindset, wealth, and building a life on your own terms.
This Site does not sell products, courses, coaching, or services. The Selfmade Newsletter is free. There are no paid tiers, memberships, or upsells.
Not professional advice
Nothing on this Site constitutes financial, investment, legal, tax, medical, psychological, or professional advice of any kind.
The content is for informational and educational purposes only. It reflects my personal experience and opinions, not professional expertise. I am not a licensed financial advisor, investment advisor, broker-dealer, attorney, accountant, therapist, or medical professional.
Any references to trading, investing, wealth, or financial matters are personal reflections and should not be construed as recommendations. All trading and investing involves substantial risk, including the potential loss of principal. Past performance does not guarantee future results. You should consult a qualified professional before making any financial, legal, or health decisions.
You are solely responsible for your own decisions and actions. I am not liable for any outcomes resulting from your use of the information on this Site.
Intellectual property
All content on this Site — including text, articles, newsletter issues, graphics, logos, and the "Selfmade" name and concept — is my original work and is protected by copyright and applicable intellectual property laws.
You may share links to this content and quote brief excerpts with attribution to Indy Karveli and a link back to the original source. You may not reproduce, republish, distribute, sell, or create derivative works from this content without my written permission.
The Selfmade Newsletter and articles are delivered for your personal, non-commercial use.
Newsletter subscription
By subscribing to the Selfmade Newsletter, you agree to receive weekly email communications from me. You may unsubscribe at any time using the link in any email. Subscribing does not create any contractual relationship beyond the delivery of email content.
I reserve the right to modify the frequency, format, or content of the newsletter at any time without notice.
User conduct
You agree not to use this Site for any unlawful purpose, to interfere with the Site's operation, to attempt to gain unauthorized access to any part of the Site, or to scrape, copy, or harvest content or subscriber information.
Third-party links
This Site may contain links to third-party websites, including social media platforms. These links are provided for convenience only. I do not endorse and am not responsible for the content, privacy practices, or accuracy of any third-party site.
Disclaimer of warranties
This Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied. I do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. I make no representations about the accuracy, completeness, or reliability of any content.
Limitation of liability
To the fullest extent permitted by law, Indy Karveli shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of this Site or reliance on any content, even if advised of the possibility of such damages.
Your sole remedy for dissatisfaction with the Site is to stop using it.
Indemnification
You agree to indemnify and hold harmless Indy Karveli from any claims, damages, losses, or expenses arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
Changes to these terms
I reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.
Governing law
These Terms are governed by the laws of the United States. Any dispute arising from these Terms or your use of the Site will first be addressed through good-faith negotiation. If unresolved, the dispute will be submitted to binding arbitration under the rules of the American Arbitration Association.
Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Contact
Questions about these Terms of Use may be directed to:
indy@indykarveli.com