Terms & Conditions

Effective Date: February 8, 2026

By using IndyKarveli.com you agree to these terms. If you don't, please stop using the site.

Use of content Everything on this site — text, frameworks, the Selfmade Habits methodology — is the intellectual property of Indy Karveli, protected by copyright. You may read and use it for personal, non-commercial purposes. You may not reproduce, republish, or sell any of it without written permission.

No advice This site is educational. Nothing here is financial, legal, or professional advice. You are solely responsible for your own decisions and their outcomes.

No guarantees Content is provided as-is. No warranties of accuracy, completeness, or results. Individual outcomes vary based on individual effort and circumstances.

Liability Indy Karveli and any affiliates are not liable for any losses or damages arising from your use of this site. By using it, you assume full responsibility for your own decisions.

Indemnification You agree to hold Indy Karveli harmless from any claims or expenses arising from your use of the site or violation of these terms.

Governing law These terms are governed by the laws of the State of Arizona. Any disputes will be resolved through binding arbitration in Maricopa County, Arizona, on an individual basis. Class action claims are waived.

Changes These terms may be updated at any time. Continued use of the site means you accept the current version.

Questions? Reach out via the contact page.